I deal with all types of Conveyancing and specialise in complex transactions such as Leasehold, Equity Release / Lifetime Mortgages, Help to Buy and Shared Ownership. Request your Conveyancing Quote now and I will make this as accurate as possible with no hidden fees.
Selling Your Home
This includes redeeming your existing mortgage (and Help to Buy Loan where applicable), issuing a Draft Contract Pack to the Buyer's Conveyancer, dealing with enquiries and exchange and completion of your sale.
Buying Your Home
This includes reviewing the Draft Contract Pack from the Seller's Conveyancer, obtaining Searches, reviewing your mortgage offer, raising title enquiries & reporting to you before exchange & complete.
Equity Release / Lifetime Mortgages
A Lifetime Mortgage offer requires a Solicitor to act and face to face, or video call meeting, to ensure you are thoroughly advised of the lender's terms and conditions and your obligations.
Again, this is best dealt with by an experienced specialist otherwise delays are likely. This is a complex area. With shared ownership there are more parties involved so things will take longer than other transactions.
Remortgages (and Transfers)
A remortgage is where you pay off your existing mortgage loan and take out a new loan with another lender. This is often done to clear debts or raise monies for home improvements. Where the names change on the mortgage and deeds this involves a Transfer also.
It is vital that your Conveyancer reviews the Auction Pack pre-auction so they may fully advise you. There could be title issues which may cause problems on re-sale or remortgage. Property value could be affected. I act pre and post auction for my clients.
An Oath is sometimes required in Affidavits, Statutory Declarations, council documents (such as transfer of burial rights) and Insolvency documents.
These must be sworn on the Bible or Koran (Quran) in front of a solicitor or commissioner of oaths.
A Statutory Declaration, in conveyancing, is a document drafted where there is a title defect and this is used as part of the process to rectify the issue.
If you are based in South Wales and need help with an Oath, Affidavit, Statutory Declaration, or similar, then please get in touch.
Legal Advice /Deed of Guarantee
Independent legal advice generally needs to be face-to-face and not all lenders will accept this via zoom or equivalent. Each directors original identification documentation and proof of address will also need to be seen.
Due to the risk to the lawfirm, requirements of the firms professional indemnity insurance, and the complexity of the advice, someone senior will usually deal with this during a face-to-face meeting. The fee will reflect the same.
If you need ILA get in touch now. I am based in central Cardiff and have availability.
What My Clients Say ...
Gemma, South Wales
These are your guys!! We dealt with Emma Selfridge & her assistant and our whole process was as smooth and stress free as it could be. Believe me when you're selling and purchasing it's not easy but these guys held our hand the whole way through. We were always kept in the loop. Communication is KEY and it's something you really need to consider when looking for your solicitors and ... they are on point.